ATCL SACCOS LTD is a registered Savings and Credit Co-operative Society whose main objective is to mobilize savings from members and in return provide credit facilities. ATCL SACCOS LTD is an employee-based SACCOS which was established in November 2021 as per the requirements of the Co-operative Societies ACT No. 6 of 2013.
The objectives of the ATCL SACCOS are to encourage saving amongst members by educating members the advantages of developing a savings behavior, proper management of money through proper investment and best practices aimed at improving the social and economic conditions of the members.
Job Opportunities at ATCL SACCOS LTD January 2026
ATCL SACCOS LTD is seeking to recruit competent qualified Tanzanian professionals to the following vacancies:
POSITION:
1. LOAN OFFICER (1 POST)
1. Purpose of the Job
The Loan Officer will be responsible for promoting, processing, monitoring, and recovering loans in accordance with ATCL SACCOS LTD policies, procedures, and regulatory requirements, with the aim of ensuring portfolio growth, quality, and sustainability.
2. Key Competences and Skills
a) Strong analytical and credit appraisal skills
b) Good communication and customer service skills
c) High level of integrity, confidentiality, and accountability
d) Ability to work independently and meet targets
e) Basic computer skills (MS Word, Excel, loan management systems)
f) Problem-solving and decision-making skills
g) Teamwork and interpersonal skills
3. Qualifications
a) Diploma or Bachelor’s Degree in Accounting, Finance, Economics, Business Administration, Cooperative Management, or related field
b) At least one (1) year working experience in credit/loan management will be an added advantage
c) Knowledge of SACCOS operations and cooperative principles is desirable
2. ASSISTANT ACCOUNTANT (1 POST)
Purpose of the Job
a) To Initiate loan payments to ATCL SACCOS members and payments to suppliers.
b) To manage cash and account receivables of the ATCL SACCOS
c) To record and maintain the Non-Current Assets Register of the ATCL SACCOS.
All these to be performed as per ATCL SACCOS LTD Financial Regulations and in compliance with Generally Accepted Accounting Principles (GAAP).
Qualifications
a) A Bachelor’s degree in Accounting, or Finance or equivalent qualification from a recognized institution.
b) At least 1 year of experience in accounting or finance-related work.
c) Strong attention to detail and accuracy in financial records.
d) Integrity and efficiency in handling financial information.
3. ICT INTERN (1 POST)
1. Purpose of the Job
The ICT Intern will support day-to-day ICT operations, systems maintenance, and user support, while gaining practical experience in information and communication technology within a financial cooperative environment.
2. Key Competences and Skills
a) Basic knowledge of computer hardware and software
b) Willingness to learn and adapt to new technologies
c) Good communication and interpersonal skills
d) Ability to work under supervision
e) Problem-solving mindset
f) High level of discipline and professionalism
3. Qualifications
a) Diploma or Bachelor’s Degree in Information Technology, Computer Science, Information Systems, or related field
b) Recent graduate or student seeking industrial training / internship
c) Basic knowledge of networking, databases, and office applications will be an added advantage
Mode of Application:
Interested and suitably qualified Tanzanians should apply within three weeks after the 18th January 2026,
the application deadline will be on 07th February 2026.
The application should include the following (both hard and soft copy);
a) A well written application letter
b) A detailed up to date CV,
c) One (1) current passport size photograph, and
d) Certified copies of all academic and professional credentials to:
The Chairperson,
ATCL SACCOS LTD,
P.O. Box 543
Dar es Salaam, Tanzania.
Email: customer.care@atclsaccos.co.tz
Note: ATCL SACCOS LTD is an equal opportunity employer. Only short-listed applicants will be contacted. Canvassing shall lead to automatic disqualification.
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