New Vacancies at First Housing Finance (T) Limited May 2026, Tanzania’s dedicated Housing Finance Company with a focus on providing long term housing solutions to the citizens of Tanzania. Being the pioneer in the housing finance market, 1st Housing operates by offering mortgage products for Purchase, Improvement, Extension, Completion and Refinancing of an existing home loan
The clients experience the fastest turnaround time in the processing of the mortgage applications and world-class customer service at 1st Housing.
Job Title: Credit Administrator
Reporting Officer: Head of Credit
SCOPE OF RESPONSIBILITIES:
Responsible for overseeing all operational credit administration matters within the department, including monitoring accounts showing signs of concern to prevent further deterioration, and developing and implementing strategies for recovery of non-performing assets (NPAs) and written-off accounts.
DUTIES AND RESPONSIBILITIES
Perfection of security documents including title deeds, debentures, mortgage creation, personal and
corporate guarantees letters of offer, and any other relevant documentation.
Obtaining and reviewing valuation reports.
Obtaining and tracking land rent receipts.
Tracking and monitoring insurance policies, including maintaining updated registers for paid,
expired, and pending policies.
Maintaining trackers for undisbursed loans, unperfected securities, legal income, valuation fees,
cash margins, unpaid fees, pending documentation, and following up with the sales team.
Ensuring mortgages are correctly captured and booked in the system.
Maintaining proper credit file management and organization.
Monitoring credit quality, managing delinquencies, and identifying potential fraud risks.
Understanding and applying credit policies as well as monitoring the prevailing credit environment.
Structuring appropriate credit products based on customer needs during engagements.
Liaising with industry stakeholders to obtain reference checks and gain insights into industry and
economic trends.
Ensuring all approvals comply with established credit policies and internal controls.
Ensuring compliance with external regulatory requirements, including directives issued by regulatory authorities such as the Bank of Tanzania (BOT), and internal credit policies and procedures.
Maintaining up-to-date knowledge of property-related legal and technical requirements (land,
houses, and apartments).
Managing processes to ensure efficient turnaround times for credit-related activities.
Monitoring portfolio performance indicators and ensuring they remain within approved thresholds.
Coordinating with operations teams to resolve disbursement-related issues.
SKILLS AND COMPETENCIES
Strong attention to detail, particularly in reviewing and verifying credit and security documentation
Good understanding of credit administration processes, including documentation, securities
perfection, and disbursement procedures
Knowledge of regulatory and compliance requirements within the banking environment
Strong organizational and time management skills, with the ability to manage multiple files,
trackers, and deadlines
Basic analytical skills to identify documentation gaps, track exceptions, and flag potential risks Housing Homes within your reach
Proactive approach with strong follow-up skills to ensure timely resolution of pending items
Effective communication and interpersonal skills for coordination with internal teams and
external stakeholders
Ability to work collaboratively with relationship managers, legal teams, and valuers
Proficiency in Microsoft Office applications, especially Excel, for tracking and reporting
Familiarity with banking systems and loan management platforms
High level of integrity, confidentiality, and professionalism
QUALIFICATIONS AND EXPERIENCE
Bachelor’s degree in Finance, Banking, Economics, Business Administration, or a related field
4-5 years’ experience in credit administration, loan processing, or a similar role within a financial
institution
Experience in handling loan documentation and securities perfection is an added advantage
Exposure to mortgage lending or property-related financing is an added advantage
Experience using Flex cube will be an added advantage.
HOW TO APPLY
Interested candidates are invited to submit their CV and cover letter detailing their qualifications and relevant experience to: info@firsthousing.co.tz
Application Deadline: 8TH MAY 2026.
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